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Restaurant & Tavern Package Programs
Carrier: Advantage Specialty will underwrite all package policies through a competitive A Rated carrier.
States: Currently, we will be offering policies in the following states:
Pennsylvania
New Jersey
Florida
Coverage Limits Available:
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General Liability:
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Each Occurrence
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$1,000,000
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Personal & Adv. Injury
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$1,000,000
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General Aggregate
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$2,000,000
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Products-Comp/Op Agg.
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$2,000,000
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Damage to Rented Premises
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$100,000
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Med Pay
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$5,000
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Liquor Liability:
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Each Occurrence
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$1,000,000
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Aggregate
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$1,000,000
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Property:
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Real/Personal Each Occurrence
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$1,000,000
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Before submitting your application for consideration at Advantage Specialty, please review this list of important materials and include the following information with your submission.
Applications
Loss Information
- At least 3 years of updated loss information
- A "no loss" letter on the applicant’s letterhead is acceptable in lieu of loss information. This letter must be signed by the applicant/owner of the business.
- Any copies of prior Loss Inspection Surveys or Reports.
Rating Data
- General Liability - total breakdown of annual gross sales and liquor receipts including but not limited to packaged goods and catering receipts. If requesting coverage for Apartment Buildings, we will need the number of units.
- Commercial Property - Building, Contents, Business Income & Extra Expense values and limits. Square footage and construction type of building.
- Prior rating data from current company if available
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