We’ve got the prescription for your insurance needs.

Advantage Specialty is now offering a Safety Group for Physicians, Chiropractors, Ophthalmologists, Dentists and Pharmacies in New York.

    • Competitive Pricing
    • Pay as You Go is available
    • Dividend of up to 40%! (Based on performance)

 Download Marketing PDF

How the Dividend Works:

Case Incurred Loss and ALAE Ratio Maximum Dividend Payout as a Percentage of Premium
0-15% 40%
16-20% 15%
26-35% 10%
36-45% 5%

How the Dividend Works:

  • Must be written within the 12-month period (2/1 – 1/31)
  • All policies must be in effect for the full policy term
  • All policies must be audited and paid in full

Dividend will be calculated 18 months after the end of the 12-month period.
No loss development factors are applied.

The Board of Directors must approve and declare a dividend prior to issuance to the Safety Group.
Must be a current policyholder to receive payment of dividend (regardless of year).