Incredible insurance coverage with no extra baggage.

Our Hospitality Workers’ Compensation Safety Group is now offered exclusively to Restaurants, Bars, Taverns, Hotels, Motels, Inns and B&Bs located in New Jersey.

  • Competitive Pricing!
  • Up to 20% off Manual
  • Dividend of up to 40% (Based on Performance)

 Download Marketing PDF

How the Dividend Works:

Case Incurred Loss and ALAE Ratio Maximum Dividend Payout as a Percentage of Premium
0-15% 40%
16-25% 15%
26-35% 10%
36-45% 5%
AdvantageSpecialty_safetygroup
  • Must be written within the 12-month period (6/1 – 5/31)
  • All policies must be in effect for the full policy term
  • All policies must be audited and paid in full

Dividend will be calculated 18 months after the end of the 12-month period.
No loss development factors are applied.

The Board of Directors must approve and declare a dividend prior to issuance to the Safety Group.