We’ve got the prescription for your insurance needs.

Now available from Advantage Specialty: a Safety Group for Health Services providers in the state of New Jersey
  • Competitive Pricing!
  • Up to 20% off Manual
  • Dividend of up to 40% (Based on Performance)
Pay as You Go is available

 Download Marketing PDF

Case Incurred Loss and ALAE Ratio Maximum Dividend Payout as a Percentage of Premium
0-15% 40%
16-25% 15%
26-35% 10%
36-45% 5%
advantagespecialty_health-services

How the Dividend Works:

  • Must be written within the 12-month period (7/1 – 6/30)
  • All policies must be in effect for the full policy term
  • All policies must be audited and paid in full

Dividend will be calculated 18 months after the end of the 12-month period.
No loss development factors are applied.

The Board of Directors must approve and declare a dividend prior to issuance to the Safety Group.